O'h my goodness....you have helped our debt, our outlook and our relationship. We started FPU in September 2011. We have never fought about money we just didn't deal with it....CRAZY...then we got "DAVED" Starting debt 50,243 plus 118,00 mortgage...so ... Click Here To View More

WE'RE DEBT FREE at 63 and 61, and we're jumping up and down like a couple of kids! Don't wait as long as we did to get on Dave's program, but know that it can be done! We attended an FPU class in 2005 and went to a live event as well. After getting sta... Click Here To View More

Sandy and I married late in life -- 50 years old. She completed her Bachelor's degree in her 40s and came to the marriage with $18,000 in student loans. I had a car payment and two credit cards. Altogether our debt totalled $38,000. I heard Dave on Xm ... Click Here To View More

My husband and I are officially debt free except for our mortgage! We started with the Dave Ramsey program 5 months ago and paid off over $20,000! I couldn't believe it! We stuck to our budget, stopped eating out, found free fun things to do with our k... Click Here To View More

I made the mistake of buying a motorcycle sight unseen a couple of years ago. I paid $1000 for it. The bike didn't run, but was said to run when it was parked. I found out later that it had been parked for 14 years! The engine was faulty. I took it apa... Click Here To View More

Hi Dave! My wife and I are both members of the U.S. Air Force. We both were recently out of bad marriages when we first got together. I was pretty high up in rank at the time/making a good wage, but we both took on more than our "fair share" of debt in... Click Here To View More

Enter the relationship, I am a Financial professional and my wife a teacher (Guess who the nerd is?). We have a six year old son that is spoiled to the core because he is our only (spoiled in a good way). It is thanksgiving time 2010, wife is going out... Click Here To View More

I found out about Dave Ramsey six years ago. I was 18 and married to a guy with no job and a truck payment while I worked part-time at an electric company. I started researching ways to save money/reduce debt and came across Dave Ramsey online. I bough... Click Here To View More

Dave, My wife (Barbie) and I (Ken) started with $95,000 in credit card and auto (1 car, 1 expensive Harley) loan debt. This does not count our $220,000 first and 75,000 2nd mortgage. In April of 2009 we were facing the likely need for a new AC unit and... Click Here To View More

Dave, My wife (Barbie) and I (Ken) started with $95,000 in credit card and auto (1 car, 1 expensive Harley) loan debt. This does not count our $220,000 first and 75,000 2nd mortgage. In April of 2009 we were facing the likely need for a new AC unit and... Click Here To View More

I bought Daves Total Money Makeover back in late 2010 and began reading it. It really spoke to me and I know I had to start prioritizing and save, stop adding to my debt and then I could stop worrying about my money. I was doing pretty good, worked in ... Click Here To View More

I bought Daves Total Money Makeover back in late 2010 and began reading it. It really spoke to me and I know I had to start prioritizing and save, stop adding to my debt and then I could stop worrying about my money. I was doing pretty good, worked in ... Click Here To View More

I had a link to a web page where it promised all of the in's and out's to being a successful online survey taker. Since I did not have a car, there was no way I could get a job working for someone else. I made some money doing odd jobs and was eager to... Click Here To View More

I took the fpu class about five years ago. One item kept comming up was the insurance and yes I knew of the endorsed local providers ( ELP). I thought the insurance on two auto's was high. I decided to look at the program again and found the local elp.... Click Here To View More

I pay cash for vehicles so when my vehicle died I looked on Craigslist for a vehicle. I found a 2005 Kia Sedona listed for $3000. It was listed on KBB for $4,500 in good condition so we went to look at it. It was in acceptable shape and we pulled out t... Click Here To View More

My husband and I were both very fortunate to come from parents who served as great financial role models. While both sets of parents did use credit cards, neither carried debt, both paid off their mortgages early, only bought what they could afford and... Click Here To View More

My husband and I were both very fortunate to come from parents who served as great financial role models. While both sets of parents did use credit cards, neither carried debt, both paid off their mortgages early, only bought what they could afford and... Click Here To View More

Joy Ranch Christian Home for Children in Woodlawn VA began 50 years ago. The facility operated without any debt for many years; however, that all changed in 2007. When my husband and I learned about the debt from our new friends we decided to make help... Click Here To View More

“We’re DEBT FREE!!” Well, …not yet, but we are working on it! Like most everyone else, my wife and I have all the debt everyone else has, mortgage, cars, credit cards etc. We have been listening to Dave Ramsey off and on over the years, but rea... Click Here To View More

Thanks to Dave and his plan, we have paid off $34000 in about 10 months making $108 before taxes. We've also had a child during that time, and came across a huge car emergency, 4 total root canals plus 3 crowns. All have been paid for by cash. We have ... Click Here To View More